{"id":5643,"date":"2026-07-12T23:10:00","date_gmt":"2026-07-12T22:10:00","guid":{"rendered":"https:\/\/optimuminsurancegroup.be\/nieuws\/wat-dekt-je-verzekering-bij-stormschade\/"},"modified":"2026-07-12T23:10:00","modified_gmt":"2026-07-12T22:10:00","slug":"wat-dekt-je-verzekering-bij-stormschade","status":"publish","type":"insunews","link":"https:\/\/optimuminsurancegroup.be\/nl\/nieuws\/wat-dekt-je-verzekering-bij-stormschade\/","title":{"rendered":"Wat dekt je verzekering bij stormschade?"},"content":{"rendered":"

Stormschade is veelal gedekt via je brandverzekering. Schade aan spullen die buiten staan, zoals tuinmeubelen, trampolines, \u2026 is meestal niet standaard meeverzekerd. <\/p>\n

Controleer daarom zeker je polisvoorwaarden.<\/p>\n

Waait er door de storm iets van je woning weg, zoals dakpannen, en veroorzaakt dit schade bij de buren? Dan kan de burgerlijke aansprakelijkheid van je brandverzekering tussenkomen. Gaan je tuinstoelen, trampoline of andere losse spullen vliegen en veroorzaken ze schade, dan kan de BA van je familiale verzekering belangrijk zijn.<\/p>\n

Heb je stormschade? <\/h2>\n

Bel bij niet-levensbedreigende situaties naar 1722 of gebruik het e-loket van je lokale brandweer. Neem duidelijke foto\u2019s van de schade, verzamel de facturen van de beschadigde spullen en neem maatregelen om verdere schade te voorkomen. <\/p>\n

Bezorg je schadeaangifte, foto\u2019s en eventuele hersteloffertes zo snel mogelijk aan je verzekeraar. Zo kan je dossier vlot behandeld worden.<\/p>\n","protected":false},"excerpt":{"rendered":"

Stormschade is veelal gedekt via je brandverzekering. Schade aan spullen die buiten staan, zoals tuinmeubelen, trampolines, \u2026 is meestal niet standaard meeverzekerd.  Controleer daarom zeker je polisvoorwaarden. Waait er door de storm iets van je woning weg, zoals dakpannen, en veroorzaakt dit schade bij de buren? Dan kan de burgerlijke aansprakelijkheid van je brandverzekering tussenkomen. 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